• Skip to main content
  • Skip to footer
  • We Love Austin
  • Area Profiles
    • Lakeway
      • Rough Hollow
      • Flintrock Falls
      • Serene Hills
      • Marina Village
      • Vineyard Bay | Costa Bella
    • The Hills of Lakeway
    • Bee Cave
      • Falconhead
      • Lake Pointe
      • Uplands
      • Spanish Oaks
      • Sweetwater
    • Spicewood
      • West Cypress
      • Travis Settlement
      • Briarcliff
      • Summit at Lake Travis
      • Sweetwater
    • Barton Creek
    • Westlake Hills
  • Seller Advantage
  • Featured Listings
  • About Us
    • Press Room
    • Testimonials
    • Careers at KW

The Gibbs Team

512-431-2403

Uncategorized

July 11, 2022 By

When Remodeling Your Home, Focus on Long-Term Savings, Not Just Short-Term Costs

Renovations can be expensive, even for seemingly simple projects. If youre thinking about making some home improvements, it may be tempting to try to keep the costs as low as possible, but spending a significant amount of money up front could result in much larger long-term savings.

Make Home Improvements That Will Lower Your Heating and Cooling Bills
Utility bills are among the largest expenses for homeowners, aside from a mortgage. If your house has drafts, replacing the windows and/or siding may solve the problem. Each of these projects would be expensive, but you could save a bundle on your heating and cooling bills throughout the year.

If your remodeling project will involve removing an outside wall to build an addition or to change the layout of a room, that could be an opportunity to make your home more energy efficient. The contractors should install insulation, but you could pay more to have them install extra. That would help keep your utility bills under control, especially in an area where it gets cold in the winter. You could also ask the contractors to install more insulation in the attic, basement and crawlspace.

Controlling the temperature in your home could cut your utility bills. A programmable thermostat is a simple solution that would quickly pay for itself. You could program it to keep the house cooler in the winter and warmer in the summer when no one is home, and then automatically adjust to get the house to a more comfortable temperature before you return.

Look for Ways to Reduce Your Energy and Water Usage
If youre planning to remodel your kitchen, you may be thinking about replacing some of the appliances. This is a perfect opportunity to save money on energy costs. A new ENERGY STAR refrigerator, stove or dishwasher could use less energy than the models you currently have.

A more efficient dishwasher could also use less water than your old model, which could result in significant savings, especially if your family runs the dishwasher several times a week. You can look for other ways to lower your water bills, such as installing a more efficient water heater. Insulating pipes could save you money since you would not waste water by letting it run to heat up.

Think About the Big Picture
Products with a higher price tag tend to be of higher quality, and when it comes to appliances and building materials, they can make your home more energy efficient and save you money in the long run. If you plan to stay in your house for several years, these improvements could pay for themselves and could also increase your homes future resale value.

Published with permission from RISMedia.

Filed Under: Uncategorized

July 10, 2022 By

Is Reclaimed Wood Right For Your Home?

Published with permission from RISMedia.

Filed Under: Uncategorized

July 9, 2022 By

Reasons to Replace Your Garage Door

Garage doors can experience wear and tear from years of daily use. Parts can eventually wear out, which can create safety hazards and security risks. At some point, replacing a garage door makes more sense than repairing it.

When to Consider Buying a New Garage Door
An automatic garage door should start to move up and down without hesitation when you press a button or enter a code. If you notice a delayed response, if the door moves slowly or if it makes a loud or unusual noise, it may need to be repaired or replaced. A technician can diagnose the problem and help you decide what to do.

Sensors can detect a person, an animal or an object in a garage doors path and make it stop automatically. If your garage door doesnt stop when something is blocking it, its a safety hazard. It may be time to replace the door to protect your children and pets from injuries.

A garage door that doesnt close completely is a security risk. A burglar could break into the garage and steal your belongings or get into your house if you have an attached garage. A wild animal could also get into the garage and wreak havoc.

Garage doors can become scratched and dented from minor accidents and exposure to harsh weather, blowing debris and animals. A damaged garage door can detract from a homes appearance, but a new door can instantly increase your curb appeal.

A garage door with insufficient insulation or failing weather stripping can let cold air into your house in the winter and let cooled air escape in the summer. If you have noticed that your utility bills have gone up and you arent sure why, your garage door may be to blame. A well-insulated garage could make your home more energy efficient and lower your utility bills. Keeping the temperature inside the garage in a comfortable range could also allow you to work on vehicle maintenance or a hobby regardless of the weather.

If you live in an area that is prone to hurricanes or tornadoes, strong winds could damage the garage door and cause a pressure buildup inside the house. That could damage the roof and walls, and could even blow the roof off completely. A garage door with a high wind load could reduce the risk of that happening.

If you plan to sell your home, installing a new garage door may be one of the easiest ways to spruce up its appearance. It can also provide a higher return on investment than many other home improvement projects.

How to Choose a New Garage Door
Garage doors are available in a wide array of colors, styles and materials. Some have windows and others do not. You can choose a garage door to complement the rest of your house and instantly improve its appearance. Contact a local company to learn about your options and to compare features and prices.

Published with permission from RISMedia.

Filed Under: Uncategorized

July 8, 2022 By

VIDEO: 5 Features That Millennials Look for in a Home Purchase

https://rismedia.com/wp-content/uploads/2019/08/ACE_Luxury_073019_6_OPT-test-kk.mp4

Here are five features that millennials look for when purchasing a home.

Privacy

Whether its a gated community, a building with security, or a backyard enveloped by trees, privacy is important.

Eco-friendly

By investing in sustainability, youre increasing the value of your home.

Smart Tech

Millennials see smart home technology as a way to save time while also delivering extra peace of mind.

Proximity to Nature

Whether theyre in the city or the suburbs, communities with walking, hiking and biking trails will speak to millennials.

Home Office

Having an office or designated workspace is conducive to their lifestyle, which mixes work and play more freely than past generations.

Published with permission from RISMedia.

Filed Under: Uncategorized

July 7, 2022 By

Can You Get a Mortgage if You and Your Co-Borrower Have Very Different Credit Scores?

For many couples, buying a house together is a dream. Things may not go smoothly in reality, though, if you and your partner have a stark difference in credit scores. Getting approved for a large enough mortgage with a relatively low interest rate could be a challenge.

How Different Credit Scores Could Make It Hard to Buy a House
Credit scores are based on several factors, including an individuals payment history, the number and type of accounts, the percentage of available credit used and the average age of the accounts. The three credit bureaus (Equifax, Experian and TransUnion) each report their own credit scores. A high credit score can help a mortgage applicant qualify for a competitive interest rate.

If you and a co-borrower submit a joint mortgage application, the lender will pull each of your credit reports and look at your median credit score along with your co-borrowers. The lower of the two scores is the one the lender will use to set your interest rate. If you or your partner has a credit score that is significantly lower than the other, a lender might quote you a much higher interest rate than it would have quoted if only the person with the higher credit score had applied for a mortgage.

How to Buy a House When One Partner has Bad Credit
If one of you has a low credit score that would force you to pay a higher interest rate, you might be able to qualify for a lower rate if the person with better credit applied for a mortgage alone. The lender would only consider that persons income when deciding how much money to loan you to buy a house. That may or may not prevent you from buying the home you wanted.

If one person took out a mortgage, you could put both of your names on the title so that you would jointly own the house, but only the person whose name was on the mortgage would be held responsible for repaying the loan. That could allow you to buy a home, but things could get messy if your relationship ends.

Consider Delaying a Home Purchase to Address Bad Credit
If you would not be able to get a large enough mortgage with only one persons income and you would have to apply jointly, you might be able to get a better interest rate if the person with bad credit worked on improving it. Paying bills on time and lowering credit card balances and credit utilization ratios could bump their credit score up enough to qualify for a lower interest rate.

You may have to put off buying a house for several months, or possibly a year or longer. That might be frustrating, but it could save you tens of thousands of dollars in interest over the life of the loan.

Published with permission from RISMedia.

Filed Under: Uncategorized

  • « Go to Previous Page
  • Page 1
  • Interim pages omitted …
  • Page 133
  • Page 134
  • Page 135
  • Page 136
  • Page 137
  • Interim pages omitted …
  • Page 307
  • Go to Next Page »

Footer

Broker License #502033 - Texas Law requires all licensees to give Consumer Protection Notice and Information about Brokerage Services