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Getting rid of things you no longer need is a vital step in the moving process because it serves two purposes. First, it’s a key component of home staging because too much stuff can make a room look unorganized and cramped. Second, it makes moving easier”who wants to move a bunch of things they actually don’t need?

But throwing out items that could be put to good use by someone is a waste, and the best solution is often to donate unwanted things to charities and organizations. Goodwill, the Salvation Army and your local church are certain to welcome much of your stuff, but here are some other ideas for places to donate your belongings.

Furniture: You may have sofas, chairs or tables that don’t fit the decor of your new home, or maybe you’re downsizing. Your local senior center may be looking for furniture, either for the center or to give to older people in your community. Women’s shelters are another terrific option, as are organizations that help the homeless find places to live independently.

Clothes: Dress for Success is a terrific non-profit that provides clothing for low-income women to wear during job interviews, allowing them to make a good first impression during the job search. It has branches throughout the country and if there isn’t one by you, there may be something similar. Also, look for schools and organizations that host clothing drives.

Kitchen Appliances: There’s an excellent chance that your kitchen is home to a few gadgets you haven’t used in years, or maybe you have multiple toasters, mixers or blenders. In addition to the usual outlets, your local school or community college may be looking for appliances to use in their classrooms. Many organizations also operate thrift stores where they sell donated items in support of their cause.

Books, CDs and DVDs: These are things that aren’t going to make you much money if you sell them, especially CDs and DVDs, which are declining in popularity in the age of streaming. (However, vinyl is growing in popularity, so your old record collection may fetch a few dollars.) Your local library is sure to appreciate the donation. Senior centers also can make good of these and kids’ books and DVDs can go to a local shelter.

Now you’ve decluttered and provided things to people who need them. What could be better than that?

Published with permission from RISMedia.

You make a lot of changes when getting a home ready to sell, but one thing that all sellers should consider doing is changing out any antiquated fixtures that might make a room seem old and be a turnoff to a house hunter.

Replacing fixtures is relatively easy and often inexpensive, and can be a great way to add some value to your home in the eyes of a prospective buyer.

Start by going room to room and jotting down a list of the fixtures you have. Include all lighting, faucets, doorknobs and switches. Compile a list of any problems or irregularities, and then think about the best way to replace or fix them.

Once completed, pay a visit to your local home improvement store and buy some updated fixtures that you can use to make things better. And no need to hire a contractor for any of this” these should all be simple DIY projects that you can do by watching a YouTube video or reading a book from the library. If you’re really not handy, ask a friend or relative for help or do hire someone, but these shouldn’t be time-consuming at all.

For example, to replace lights, you can add a dimmer, replace the light plate with something more colorful or shinier and it only takes a little bit of work with a screwdriver. New light fixtures can also change the nuance of a room and brighten up any dark area. You might be worried about “playing” with electricity, but simply cut off the power in your fuse box, and you will be fine.

In the kitchen and bathroom, faucet and drain stopper changes are something that’s easy and can add some shine to the sinks. And if you’re making changes in the bathroom to the faucet, you should also do the shower so that everything matches. Speaking of showers, putting in a new showerhead that offers massage or heavy jets is also something people like.

With doorknobs, shiny is in and can really make a door or closet stand out in a room. Be consistent throughout the house so that you don’t have different doorknobs for different rooms in the same hallway. That look could be unsettling.

Remember, when working with fixtures, there are plenty of low-cost options that look great and will attract buyers in the process. Replacing fixtures is an easy way to spend a relatively small amount and get a big return in the home’s look, which can ultimately lead to a faster sale.

Published with permission from RISMedia.

Want to make your home stand out from the others in your neighborhood? Updating your garage can be a simple way to accomplish this while boosting curb appeal at the same time. Here’s how to get started:

Try a New Color
One option to make your home’s garage door draw attention is to use a unique color. You have to be careful here, because a color thats too odd could actually be a drawback. Consider the overall look of your home and choose a color thatll complement your home’s architecture while still being different from the other homes in the neighborhood.

Choose a Unique Material
Are all the doors in your neighborhood metal or vinyl? Consider upgrading to a real wood door. Wood doors give a home character and a classic look, and they can be an asset to your home’s curb appeal. If you don’t want to spend more for a real wood door, consider a metal or vinyl door that is finished to look like wood.

Add a Unique Design
Most garage doors look very similar. Four rows of paneling, often decorated with squares and maybe a row of windows at the top, is fairly standard. Mix this up a bit, and your home will stand out. Use a flush style or long panel door. If you have the budget and the time, consider redoing the door and the frame to add some curves. Arched garage doors instantly grab attention and attract interest in the home.

If your home doesn’t give you room for arches, get creative with the four-panel look. Use molding or glass to add a unique design to this standard shape. Vertical paneling and arched windows can also make the door stand out, without changing its overall shape. Paint the panels to match your siding and the trim to match the house’s trim for a distinctive, yet classic look.

Upgrade the Finishing Touches
From the handle to the glass in the windows, the finishing touches on your garage door can be the final piece of the puzzle as you try to make it stand out. Wrought-iron decorative touches on the panels can add the distinction you need. Even changing the lighting near your garage door can make a difference. Upgrade these small touches and give your garage door some extra pizzazz.

Updating your garage door can be a valuable way to make your home look distinctive and increase its curb appeal. If youre thinking about selling your home in the near future, consider making this change now to improve your selling experience.

Source: Mid-Atlantic Door Group

Published with permission from RISMedia.

For seniors who want to continue to live in their homes during retirement, a reverse mortgage can be an attractive option. It allows seniors to access the equity theyve built up by paying their mortgages over the years and use that money to cover living expenses.

Sometimes seniors who have taken out a reverse mortgage decide to move to be closer to their children and grandchildren. Others may need to move into a nursing home to receive full-time care. In those circumstances, a house with a reverse mortgage can be sold.

When Does It Make Sense to Sell a House With a Reverse Mortgage?
Selling your home could be a wise move if its current market value is high enough that youd be able to pay off the loan balance and still have some money left over. If the amount of the monthly payments youve received, plus interest and fees, have gone up as the real estate market has suffered and your house has lost value, selling might not be profitable.

Reverse mortgages are generally non-recourse loans. That means you and your heirs will never be responsible for paying any money to the lender above the appraised value of the house. If you sell your home, the reverse mortgage lender will accept the lesser of 95 percent of the houses appraised value or the payoff amount to close out the account.

How to Sell Your House
Before you put your home on the market, contact your lender to find out your payoff amount. That should include any money you have received, plus interest and fees. Ask the lender to provide you with the payoff amount in writing.

The next step is to list your home. Selling a house with a reverse mortgage is similar in many ways to selling a home with a standard mortgage. A real estate agent can answer your questions and guide you through the process.

What Happens When a House With a Reverse Mortgage Is Sold
When your house is sold, the money from the sale will be used first to pay off the balance owed on the mortgage, along with any liens or fees. The rest of the money will be yours to use as you see fit. You wont incur any financial penalty by selling your house after taking out a reverse mortgage.

Should You Sell Your Home?
If you took out a reverse mortgage years ago but your circumstances have changed and you now find yourself needing or wanting to move, you may be able to sell your home and possibly walk away with a significant amount of cash to use for other expenses. Discuss your situation with your lender and a real estate agent.

This article is intended for informational purposes only and should not be construed as professional or legal advice.

Published with permission from RISMedia.

Getting rid of dead trees is more complex than many people realize, and you could run into an array of issues if you aren’t careful. Luckily, with the right equipment and a solid plan, you should be able to get that dead foliage off your property before you know it. Here are three things to keep in mind when removing dead trees from your property:

Don’t Start During Inclement Weather
Removing dead trees is extremely hazardous during certain times of the year. If there are high winds or the tree is covered in snow, for example, then you should probably put the project off for at least a few weeks. That said, a little bit of rain could actually help you out. The rainwater is going to saturate all of the soil around the tree, which will make it much easier to pull out the roots. You can also soak the ground with a garden hose if you’re carrying out this project during the dry season.

Always Use the Proper Safety Gear
Well before you start removing any trees from your property, make sure you have the proper safety gear. Without safety equipment, you could end up dealing with serious injuries, including lacerations, sprains, broken bones and head trauma. At the very least, you need to wear eye protection, ear protection and a hard hat when you’re removing the trees. You should also consider wearing high-quality gloves, thick pants, a heavy jacket and reinforced boots”clothes that’ll greatly reduce your risk of minor cuts and scratches.

Invest in the Right Equipment
You might want to search for some used construction equipment that you can purchase if the trees are relatively large. Cutting the trees into smaller segments with a chainsaw will get the job done, but that’s going to be very time-consuming. With some heavy equipment, you’ll be able to rip the trees up without cutting them into smaller pieces. Heavy equipment will also allow you to dig up the roots, which will prevent saplings from popping up in the future.

Removing one or two dead trees shouldn’t be too exhausting, but it’s always a good idea to hire professional contractors if you have more than a couple trees to get rid or have issues performing the task on your own. An experienced crew will be able to bring in construction equipment that you might not have access to, and many companies offer free disposal services on larger projects.

Source: Brooke Chaplan/RISMedias Housecall

Published with permission from RISMedia.