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Utility bills seem to go up every year”and every year we hear the call to save our nation’s natural resources. Financial management site Quicken.com suggests seven savvy ways to save on electric, gas, and water bills while helping to save our planet in the bargain:

Pull the plug. Appliances that have a clock or operate by remote, as well as chargers, suck electricity even when not in use. In fact, of the energy used to run home electronics, 40 percent is consumed when the appliances are off”so pull the plug when not in use.

Insulate the water heater. The newest models have plenty of insulation, but if yours is vintage 2004 or earlier, wrap it in an insulating jacket and save 10 percent”about $30 a year”on your water heating bill.

Set the washer to cold. Use cold water to wash clothes and save 50 percent of the energy you would use for hot water. Also, set your dryer on the moisture sensor, not the timer, and cut energy use by 15 percent.

Go low-flow. Older shower heads send as many as 5.5 gallons per minute (gpm) down the drain. The new fixtures go as low as 1.5 gpm, saving 7,300 gallons and $30 – $100 a year.

Run full loads. Run full loads of clothes and dishes. Most of the energy used is to heat a set amount of water, so running smaller loads wastes both energy and water. Also, air-dry dishes for added energy savings.

Retrofit your faucets. Consider faucet aerators, which screw into your faucet threading and cut the water flow from 3 – 4 gallons per minute. Aerators blend water and air, reducing the flow without sacrificing pressure. At $0.50 – $3 apiece, the devices are some of the cheapest green gadgets available.

Go drip. For gardens, consider installing a drip irrigation system, which maintains moisture in the soil. Drip irrigation can reduce water loss by 50 – 60 percent when compared with hand-watering or sprinkler systems.

Interested in more real estate tips? Feel free to contact me directly.

Published with permission from RISMedia.

Published with permission from RISMedia.

Many companies offer attractive discounts to customers who bundle their homeowners, auto and life insurance policies.

If you had bundled policies and an accident damaged your home and car, you could pay one deductible.

Getting all your insurance from one company could help you avoid gaps in coverage.

If your home is difficult to insure, you could have more luck getting coverage from a company where you already had an unrelated policy.

Its easier to handle billing and make policy changes when dealing with one insurer.

Bundling might not make sense if you have a high-end car or if one company offers you low rates but inadequate coverage.

Published with permission from RISMedia.

Published with permission from RISMedia.

As a homeowner, there are many things you need to be concerned with. One of the biggest is ensuring that you dont do anything that’ll decrease the overall value of your home. Rust can be a big enemy of homeowners, as it’ll cause areas of your property to break down easier and can cause your house to lose value due to its unsightliness and potential for costly damage.

Here are some helpful tips for preventing and getting rid of rust on your property:

Paint Your Pipes With Corrosion-Resistant Paints
Unless youve just built a newer home that uses plastic piping, its likely that you have metal piping running through your home. This type of piping is susceptible to corrosion, especially because it comes into constant contact with water. You can help prevent corrosion by simply applying a corrosion-resistant paint to the metal piping throughout your home.

Use a Rust-Resistant Cleaner for Irrigation Systems
Its very common to install water treatment systems for taking care of the normal watering of your lawn and garden. These systems will keep your water filtered and cleaned, but irrigation systems must be maintained properly to keep rust from getting into the irrigation pipes. The best way to prevent this from happening is to use a rust-resistant cleaner in your irrigation tank. You can find this at most hardware stores.

Use Corrosion-Resistant Gutter Materials
Gutters are another popular component of your home that are typically made of metal. Over time, this metal is exposed to water and other elements, which can lead to gutters rusting and actually draining rust-colored water. This can create a big mess that youll be responsible for cleaning up. To prevent this issue, utilize gutters that are corrosion resistant. Thisll ensure you dont have to worry about rust developing on your gutters and spreading to other areas of your home.

Scrub Off Existing Rust
When you first start to notice that rust is developing somewhere on your home, getting it scrubbed off should be a priority. The most common places you’ll find rust is in sinks and bathtubs. You should be able to easily remove the rust with a mixture of white vinegar or lemon juice and water. Youll need a scrub brush and some elbow grease to get it all off. A pumice stone can assist with particularly difficult areas. Once you get the rust off the area, check it for damage. If theres no rotting damage, then let it dry and cover the area with a corrosive-resistant paint to prevent future rust from forming.

Protecting the overall value of your home should be a top priority. While there are many things that can alter the value of your home, rust is a major one. By utilizing the tips laid out above, youll be able to prevent much of the potential rust buildup on your property.

Source: Brooke Chaplan/RISMedias Housecall

Published with permission from RISMedia.