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Published with permission from RISMedia.

Is it time to update your decor? Whether youre looking to spruce up your home before putting it on the market or you need new furniture for your next place, thoughtfully designed interiors are essential. For the fashionistas who want to bring haute couture into their house, these five luxury clothing brands have home collections that are worth getting excited about:

Armani Casa
Armani recently unveiled a home collection at Milan Design Week, and its a must-see for every fan of minimalism. Inspired by natural elements and Asian landscapes, it includes everything from table settings and lighting to a stunning chaise lounge. Clean lines and exquisite finishes are consistent throughout, epitomizing the essence of Italian craftsmanship.

Hermes La Maison
The renowned purveyor of leather goods has made a foray into houseware with the Hermes La Maison collection. The wide range of home goods maintains the fashion houses timeless look and sophisticated style, with items for every room. The elegant bath linens, sleek leather chairs and tableware galore will breathe new life into your home.

Kate Spade Home
The Kate Spade Home collection is utterly effortless. True to the iconic designers hallmark style, playful prints and patterns are at the center of this line. They have the perfect breezy look, with floral bedding, citrus-patterned plates, and a powder pink toaster that every kitchen needs. Theres even a cocktail set that will come in handy at your dinner parties.

Fendi Casa
Known for being bold and lavish, the fabulous style seen in Fendis clothing carries over into the designers home line. Fendi Casa is a chic, contemporary collection that will transform your house, inside and out. The outdoor furniture, kitchen cabinets and breathtaking living room decor will all be appreciated by the fashion-forward homeowner.

Bottega Veneta Home
Bottega Veneta Home is all about neutral tones and rich textures. Simultaneously simple and opulent, the collection can lend itself to virtually any setting, from traditional to contemporary, and exudes meticulous craftsmanship with every piece.

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If youre buying a house with cash only, you may have gotten a lower price for it and you certainly wont have to deal with a bank to get a mortgage loan. Another advantage is that you dont have to buy title insurance to protect your lender.

Mortgage lenders usually require buyers to purchase a title insurance policy, usually for about $1,000, to protect the lenders interest in the property. The home is the collateral for the loan, so the lender wants to make sure there arent any problems with the title of a property.

While a cash purchase of a home wont require title insurance for a lender, called a loan policy, homebuyers may still want to buy it for themselves. An owners policy protects the new titleholders ownership rights. The policy is in effect for as long as the owners or their heirs own the property.

Before issuing an owners policy, a title insurance company will search and examine public records to determine the state of the propertys title. Any issues found will be fixed, and if there are challenges, then youll be alerted to the issue so you can determine if you want to proceed with the transaction.

You wont be required to buy an owners policy when buying a home with cash, but it may be a smart purchase anyway. Title insurance can protect you financially from any prior liens on the property, restrictions on the use of the property or forgeries in public records.

A missing heir to a former property owner, for example, could be found. Or a deed could have been forged in the past. Title insurance not only helps uncover such issues, but protects you against any undiscovered issues that could arise in the future.

How likely are cash purchases of homes? In January 2017, 23 percent of home sales were cash, according to the National Association of REALTORS.

Only 6 percent of first-time buyers paid all cash for homes. The most likely buyers to pay all cash were investors, followed by international buyers, distressed sales and second-homebuyers. As investment and distress sales have declined, so do cash sales.

Buying a lenders policy for title insurance is a relatively small cost when purchasing a house. Still, the savings when paying cash for a home can be a little bit of a boost to your bottom line. At the very least, the savings could be put toward buying an owners policy for title insurance for yourself to give you some peace of mind during the buying process.

Published with permission from RISMedia.

Published with permission from RISMedia.