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Published with permission from RISMedia.

If your homeowners insurance policy covers your pet, it will pay for injuries or damage the pet caused to a person or property not named in the policy.

But it won’t cover injuries to your family or home.

Many companies deny coverage for dog breeds considered aggressive, regardless of the pedigrees or individual histories. Some companies provide coverage, but with high premiums.

Homeowners policies generally exclude exotic pets, such as ferrets and snakes.

Standard liability limits might not be enough. Consider a dog liability policy, umbrella policy or excess policy.

Tell your insurer about your pet. If you dont, it may deny a claim and/or cancel your policy.

Published with permission from RISMedia.

Published with permission from RISMedia.

Here are a few tips to help search for the perfect residence to age in place.

Walkability

A neighborhood where you can easily walk to restaurants, shopping and entertainment will only become more desirable with age.

Space Considerations

An important factor is having a home thats manageably sized and meets your needs.

Luxurious Features

Whether its a backyard oasis or a luxury building with every imaginable amenity, identify the features that are important to your lifestyle.

Accessibility

A single-floor residence is generally the preferred choice when purchasing a home where you can age in place.

Published with permission from RISMedia.

Published with permission from RISMedia.